Decentralised systems like blockchain remove the need for middlemen, giving individuals control over their assets. They provide transparency, reduce fraud, and can help the unbanked in developing countries access financial services. The future of finance is peer-to-peer, fast, and borderless.
Despite the promises, blockchain is often inefficient, consumes excessive energy, and has limited real-world use cases beyond speculation. It's complex, poorly regulated, and vulnerable to scams and manipulation. Traditional finance, while flawed, is still more stable and reliable.